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Bird Insurance
Topic Started: Sep 5 2011, 09:58 AM (391 Views)
Jan
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Im wondering does anyone have good
reasonabley priced insurance on their birds?
It would save pounds.. maybe when they are ill ect
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scooby
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I don't at the moment, but i am thinking about it, there is a thread somewhere with a reasonable insurance price on it i asked a member once, i will see if i can find it
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Ann
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Hi there, I have insurance for Solar to cover vets fees etc. There is an excess of £35 per treatment. The company is Exotic Direct and it works out at about £73 per year.
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bakewell
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if I insured everyone it would cost me a foooortuuuune!!! LOL :24:
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Ann
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Maybe it would be worth enquiring, it may be cheaper insuring a flock for example than an individual bird. They are nice people to talk to and they would give you a quote, but methinks you would need a big bank book! nodding
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Jan
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Thanks Ann seems not too bad
in price arond £1.40 per week.

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bakewell
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That is a good price Jan!
Oh yeah Ann big balance would definatly be needed!
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scooby
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this insurance sounds ok to me

http://www.goldenvalleyinsurance.co.uk/
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egamar
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I have all my birds insured by Exotics Direct (Braithwaites). I can insure 2 - 5 birds per policy for £85.50pa PER POLICY (last year's rates). This covers vet fees only NOT the value of the bird, not loss and reward fees and so on: just vet bills.

The downside of this is twofold: a £35 excess AND the fee a vet charges for completing their form. You can't claim back the vet's fee from the insurers (which is daft, because it's the insurers who insist the vet complete a complicated form - but there we are). For a simple matter you'll never recover your money; for a medium complicated matter (say examination, anaesthesia & xray, then, sadly, euthanasia) you'll get maybe £40 back, depending obviously on what your vet charges; for a complicated matter with repeat bloods and stools etc or hospitalisation for treatment, the cost of insurance would be cheap indeed. .

I'm sure there are folks (probably not here though) who weigh up the cost of treatment against the cost of the animal - but I'm not one of them.

'Self-insurance' is an option for a large flock - e.g. it costs me £250/year, so I've spent £1000 and got £40 back! But all I need is for one bird to get seriously sick and require in-patient treatment and I'd regret not having insurance, even if I could raid my savings. So, tight tho' things are, I think I'll be renewing again.

They ARE very helpful, and it's easy to put birds on or take them off a policy or shuffle them around to keep a spread across multiple policies. You can do everything by email: enquiries@exoticdirect.co.uk.

Oh - they also don't decline insurance as soon as a bird is ill. I had a budgie operated on to remove an obstruction from its crop and was able to insure the bird against anything except eating the same cotton thread from perches again!

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